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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,583 | $29,736-14.0% | $56,033-54.3% | $80,935-68.4% |
| Participation rate | 38.5% | 41.7%-3.2pp | 52.5%-14.0pp | 67.7%-29.2pp |
| Annual return | 15.30% | 35.28%-20.0pp | 1711.38%-1696.1pp | 35.66%-20.4pp |
| Employer contribution / active EE | $883 | $671+31.5% | $1,041-15.2% | $2,757-68.0% |
| Participant deferral / active EE | $3,220 | $1,228+162.1% | $1,954+64.8% | $4,299-25.1% |
| Admin fee / account holder | $372 | $2,434-84.7% | $2,827-86.8% | $6,924-94.6% |