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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,533 | $84,551-85.2% | $61,452-79.6% | $134,532-90.7% |
| Participation rate | 23.1% | 62.2%-39.1pp | 52.6%-29.5pp | 81.2%-58.2pp |
| Annual return | -18.49% | 585.39%-603.9pp | 338.96%-357.4pp | 418.27%-436.8pp |
| Employer contribution / active EE | $323 | $1,545-79.1% | $1,160-72.2% | $4,741-93.2% |
| Participant deferral / active EE | $2,031 | $2,818-27.9% | $2,125-4.4% | $6,401-68.3% |
| Admin fee / account holder | $1,273 | $2,587-50.8% | $2,131-40.3% | $11,429-88.9% |