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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,224 | $62,583-50.1% | $76,767-59.3% | $64,173-51.3% |
| Participation rate | 59.5% | 72.8%-13.3pp | 77.0%-17.4pp | 69.6%-10.0pp |
| Annual return | -7.42% | -1.95%-5.5pp | 2.43%-9.8pp | 7.63%-15.0pp |
| Employer contribution / active EE | $951 | $1,832-48.1% | $2,485-61.7% | $2,381-60.1% |
| Participant deferral / active EE | $1,665 | $3,145-47.1% | $3,852-56.8% | $3,470-52.0% |
| Admin fee / account holder | $1,245 | $4,667-73.3% | $6,675-81.4% | $4,887-74.5% |