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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $436,197 | $148,629+193.5% | $135,982+220.8% | $139,487+212.7% |
| Participation rate | 94.7% | 83.9%+10.9pp | 81.9%+12.8pp | 80.3%+14.4pp |
| Annual return | 9.71% | 79.33%-69.6pp | 68.32%-58.6pp | 373.84%-364.1pp |
| Employer contribution / active EE | $6,607 | $5,247+25.9% | $4,859+36.0% | $4,755+39.0% |
| Participant deferral / active EE | $14,484 | $8,102+78.8% | $7,760+86.7% | $6,713+115.8% |
| Admin fee / account holder | $22,827 | $12,406+84.0% | $10,767+112.0% | $11,407+100.1% |