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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $493,852 | $201,372+145.2% | $184,260+168.0% | $145,884+238.5% |
| Participation rate | 81.8% | 87.5%-5.7pp | 86.8%-5.0pp | 80.3%+1.5pp |
| Annual return | 143.92% | 29.04%+114.9pp | 28.84%+115.1pp | 551.85%-407.9pp |
| Employer contribution / active EE | $0 | $7,024-100.0% | $6,427-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $16,867 | $9,808+72.0% | $9,133+84.7% | $6,690+152.1% |
| Admin fee / account holder | $271,439 | $16,362+1559.0% | $13,898+1853.1% | $13,392+1926.9% |