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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $442,368 | $223,823+97.6% | $211,142+109.5% | $154,746+185.9% |
| Participation rate | 69.2% | 87.9%-18.6pp | 87.3%-18.1pp | 80.7%-11.5pp |
| Annual return | 12.22% | 50.39%-38.2pp | 46.84%-34.6pp | 172.34%-160.1pp |
| Employer contribution / active EE | $0 | $6,787-100.0% | $6,442-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $9,861 | $9,750+1.1% | $9,284+6.2% | $6,730+46.5% |
| Admin fee / account holder | $126,125 | $19,707+540.0% | $19,076+561.2% | $14,365+778.0% |