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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,703 | $47,848-50.5% | $81,473-70.9% | $70,126-66.2% |
| Participation rate | 57.8% | 58.3%-0.5pp | 68.0%-10.2pp | 69.5%-11.8pp |
| Annual return | 80.42% | 27.25%+53.2pp | 38.78%+41.6pp | 73.15%+7.3pp |
| Employer contribution / active EE | $1,193 | $1,527-21.9% | $2,568-53.5% | $2,343-49.1% |
| Participant deferral / active EE | $2,303 | $2,453-6.1% | $3,537-34.9% | $3,332-30.9% |
| Admin fee / account holder | $275 | $3,145-91.3% | $4,561-94.0% | $4,645-94.1% |