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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,069 | $29,716+38.2% | $56,077-26.8% | $80,925-49.3% |
| Participation rate | 38.9% | 41.7%-2.8pp | 52.5%-13.6pp | 67.7%-28.8pp |
| Annual return | 12.88% | 35.30%-22.4pp | 1709.28%-1696.4pp | 35.65%-22.8pp |
| Employer contribution / active EE | $312 | $671-53.5% | $1,040-70.0% | $2,756-88.7% |
| Participant deferral / active EE | $1,460 | $1,228+18.8% | $1,954-25.3% | $4,299-66.0% |
| Admin fee / account holder | $1,086 | $2,432-55.3% | $2,825-61.6% | $6,940-84.4% |