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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,250 | $178,174-81.3% | $156,181-78.7% | $137,256-75.8% |
| Participation rate | 53.8% | 82.0%-28.2pp | 78.8%-25.0pp | 80.0%-26.1pp |
| Annual return | 20.52% | 84.19%-63.7pp | 64.87%-44.4pp | 220.34%-199.8pp |
| Employer contribution / active EE | $1,457 | $4,972-70.7% | $4,294-66.1% | $4,156-65.0% |
| Participant deferral / active EE | $2,166 | $6,888-68.6% | $6,132-64.7% | $6,407-66.2% |
| Admin fee / account holder | $1,145 | $17,404-93.4% | $14,586-92.2% | $12,270-90.7% |