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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,884 | $175,231-85.2% | $149,696-82.7% | $139,466-81.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 100.99% | 166.77%-65.8pp | 134.46%-33.5pp | 373.66%-272.7pp |
| Employer contribution / active EE | $6,754 | $5,478+23.3% | $4,821+40.1% | $4,754+42.1% |
| Participant deferral / active EE | $6,754 | $6,521+3.6% | $5,682+18.9% | $6,712+0.6% |
| Admin fee / account holder | $7,685 | $16,155-52.4% | $13,212-41.8% | $11,409-32.6% |