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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,482 | $85,766+19.5% | $136,298-24.8% | $70,126+46.1% |
| Participation rate | 91.2% | 74.2%+17.0pp | 81.9%+9.3pp | 69.5%+21.6pp |
| Annual return | 7562.32% | 31.46%+7530.9pp | 5156.27%+2406.1pp | 73.15%+7489.2pp |
| Employer contribution / active EE | $1,120 | $2,966-62.2% | $4,696-76.2% | $2,343-52.2% |
| Participant deferral / active EE | $2,458 | $5,051-51.3% | $6,247-60.7% | $3,332-26.2% |
| Admin fee / account holder | $2,094 | $5,421-61.4% | $9,244-77.3% | $4,645-54.9% |