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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,112 | $77,908-30.5% | $149,696-63.9% | $75,173-28.0% |
| Participation rate | 96.9% | 65.6%+31.3pp | 78.8%+18.1pp | 67.2%+29.7pp |
| Annual return | 17.45% | 31.73%-14.3pp | 134.46%-117.0pp | 160.72%-143.3pp |
| Employer contribution / active EE | $6,837 | $3,138+117.9% | $4,821+41.8% | $2,671+156.0% |
| Participant deferral / active EE | $5,219 | $3,411+53.0% | $5,682-8.1% | $4,126+26.5% |
| Admin fee / account holder | $1,371 | $5,950-77.0% | $13,212-89.6% | $5,651-75.7% |