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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,616 | $138,312-59.8% | $122,979-54.8% | $155,188-64.2% |
| Participation rate | 66.7% | 80.2%-13.5pp | 77.2%-10.5pp | 80.8%-14.1pp |
| Annual return | 17.17% | 22.06%-4.9pp | 20.12%-2.9pp | 148.84%-131.7pp |
| Employer contribution / active EE | $2,765 | $3,530-21.7% | $3,062-9.7% | $4,248-34.9% |
| Participant deferral / active EE | $5,632 | $5,592+0.7% | $5,003+12.6% | $6,531-13.8% |
| Admin fee / account holder | $2,355 | $15,089-84.4% | $12,864-81.7% | $14,480-83.7% |