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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,730 | $117,829-52.7% | $102,423-45.6% | $145,877-61.8% |
| Participation rate | 71.4% | 78.6%-7.2pp | 76.5%-5.1pp | 80.3%-8.9pp |
| Annual return | 5.80% | 31.83%-26.0pp | 29.42%-23.6pp | 551.28%-545.5pp |
| Employer contribution / active EE | $1,190 | $3,615-67.1% | $3,023-60.6% | $4,663-74.5% |
| Participant deferral / active EE | $1,610 | $5,732-71.9% | $5,054-68.1% | $6,691-75.9% |
| Admin fee / account holder | $8,926 | $13,335-33.1% | $9,455-5.6% | $13,402-33.4% |