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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,501 | $124,425-52.2% | $112,040-46.9% | $137,256-56.6% |
| Participation rate | 71.4% | 79.3%-7.9pp | 76.5%-5.1pp | 80.0%-8.5pp |
| Annual return | 9.25% | 24.72%-15.5pp | 24.52%-15.3pp | 220.34%-211.1pp |
| Employer contribution / active EE | $1,306 | $3,411-61.7% | $2,954-55.8% | $4,156-68.6% |
| Participant deferral / active EE | $1,557 | $5,718-72.8% | $5,098-69.5% | $6,407-75.7% |
| Admin fee / account holder | $4,358 | $15,207-71.3% | $12,098-64.0% | $12,270-64.5% |