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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,889 | $217,432-65.1% | $185,851-59.2% | $167,553-54.7% |
| Participation rate | 58.3% | 86.1%-27.7pp | 81.7%-23.4pp | 82.1%-23.8pp |
| Annual return | 17.65% | 148.43%-130.8pp | 122.11%-104.5pp | 478.89%-461.2pp |
| Employer contribution / active EE | $4,663 | $5,874-20.6% | $5,168-9.8% | $4,840-3.7% |
| Participant deferral / active EE | $4,169 | $6,357-34.4% | $5,569-25.1% | $6,343-34.3% |
| Admin fee / account holder | $5,391 | $19,820-72.8% | $16,245-66.8% | $12,316-56.2% |