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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,717 | $209,422-84.4% | $178,503-81.7% | $158,982-79.4% |
| Participation rate | 77.8% | 86.4%-8.6pp | 81.9%-4.2pp | 82.0%-4.2pp |
| Annual return | 33.24% | 188.81%-155.6pp | 151.12%-117.9pp | 302.99%-269.8pp |
| Employer contribution / active EE | $2,027 | $5,707-64.5% | $5,011-59.6% | $4,763-57.4% |
| Participant deferral / active EE | $3,093 | $5,955-48.1% | $5,202-40.6% | $5,983-48.3% |
| Admin fee / account holder | $1,441 | $17,079-91.6% | $13,987-89.7% | $11,252-87.2% |