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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,788 | $172,111-37.4% | $150,298-28.3% | $137,256-21.5% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 19.85% | 69.37%-49.5pp | 62.79%-42.9pp | 220.34%-200.5pp |
| Employer contribution / active EE | $8,561 | $4,636+84.7% | $4,154+106.1% | $4,156+106.0% |
| Participant deferral / active EE | $4,444 | $6,166-27.9% | $5,453-18.5% | $6,407-30.6% |
| Admin fee / account holder | $460 | $16,471-97.2% | $14,116-96.7% | $12,270-96.2% |