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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,550 | $76,608+159.2% | $56,077+254.1% | $145,877+36.1% |
| Participation rate | 28.6% | 63.2%-34.7pp | 52.5%-23.9pp | 80.3%-51.7pp |
| Annual return | 15.74% | 3009.59%-2993.8pp | 1709.28%-1693.5pp | 551.28%-535.5pp |
| Employer contribution / active EE | $3,342 | $1,382+141.9% | $1,040+221.2% | $4,663-28.3% |
| Participant deferral / active EE | $11,143 | $2,624+324.6% | $1,954+470.2% | $6,691+66.5% |
| Admin fee / account holder | $7,213 | $3,325+116.9% | $2,825+155.3% | $13,402-46.2% |