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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,544 | $29,319+21.2% | $52,425-32.2% | $82,448-56.9% |
| Participation rate | 17.2% | 46.9%-29.7pp | 55.6%-38.4pp | 68.1%-50.9pp |
| Annual return | 23.80% | 535.20%-511.4pp | 302.12%-278.3pp | 41.64%-17.8pp |
| Employer contribution / active EE | $317 | $586-46.0% | $914-65.3% | $2,551-87.6% |
| Participant deferral / active EE | $1,132 | $1,171-3.3% | $1,790-36.7% | $4,139-72.6% |
| Admin fee / account holder | $996 | $1,962-49.2% | $2,495-60.1% | $7,234-86.2% |