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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,550 | $76,519+159.5% | $56,025+254.4% | $145,897+36.1% |
| Participation rate | 28.6% | 63.2%-34.7pp | 52.5%-23.9pp | 80.3%-51.7pp |
| Annual return | 15.74% | 3017.03%-3001.3pp | 1712.69%-1696.9pp | 552.29%-536.5pp |
| Employer contribution / active EE | $3,342 | $1,383+141.6% | $1,042+220.8% | $4,663-28.3% |
| Participant deferral / active EE | $11,143 | $2,624+324.6% | $1,955+470.1% | $6,689+66.6% |
| Admin fee / account holder | $7,213 | $3,331+116.6% | $2,828+155.0% | $13,390-46.1% |