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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,077 | $217,432-54.4% | $185,849-46.7% | $167,536-40.9% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 386.68% | 148.42%+238.3pp | 122.10%+264.6pp | 478.82%-92.1pp |
| Employer contribution / active EE | $5,252 | $5,875-10.6% | $5,169+1.6% | $4,839+8.5% |
| Participant deferral / active EE | $9,199 | $6,357+44.7% | $5,569+65.2% | $6,342+45.0% |
| Admin fee / account holder | $7,777 | $19,818-60.8% | $16,244-52.1% | $12,315-36.9% |