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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,411 | $150,447-87.8% | $136,298-86.5% | $147,586-87.5% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 17.32% | 1049.15%-1031.8pp | 5156.27%-5138.9pp | 578.59%-561.3pp |
| Employer contribution / active EE | $2,004 | $5,256-61.9% | $4,696-57.3% | $4,876-58.9% |
| Participant deferral / active EE | $4,625 | $6,631-30.2% | $6,247-26.0% | $5,439-15.0% |
| Admin fee / account holder | $343 | $10,906-96.9% | $9,244-96.3% | $10,886-96.8% |