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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,472 | $94,439-74.1% | $73,658-66.8% | $154,746-84.2% |
| Participation rate | 22.2% | 64.7%-42.4pp | 57.0%-34.8pp | 80.7%-58.5pp |
| Annual return | 21.75% | 28.25%-6.5pp | 29.72%-8.0pp | 172.34%-150.6pp |
| Employer contribution / active EE | $179 | $1,257-85.7% | $1,032-82.6% | $4,379-95.9% |
| Participant deferral / active EE | $406 | $2,527-83.9% | $2,062-80.3% | $6,730-94.0% |
| Admin fee / account holder | $1,299 | $3,843-66.2% | $3,357-61.3% | $14,365-91.0% |