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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,599 | $55,930-34.6% | $76,089-51.9% | $80,925-54.8% |
| Participation rate | 33.3% | 62.1%-28.7pp | 69.1%-35.8pp | 67.7%-34.3pp |
| Annual return | 14.56% | 20.58%-6.0pp | 360.94%-346.4pp | 35.65%-21.1pp |
| Employer contribution / active EE | $1,173 | $1,866-37.2% | $2,690-56.4% | $2,756-57.4% |
| Participant deferral / active EE | $3,478 | $3,051+14.0% | $4,259-18.3% | $4,299-19.1% |
| Admin fee / account holder | $5,592 | $5,241+6.7% | $6,418-12.9% | $6,940-19.4% |