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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,588 | $87,166-47.7% | $76,735-40.6% | $137,256-66.8% |
| Participation rate | 63.2% | 74.4%-11.2pp | 69.5%-6.3pp | 80.0%-16.8pp |
| Annual return | 20.64% | 26.50%-5.9pp | 29.77%-9.1pp | 220.34%-199.7pp |
| Employer contribution / active EE | $2,696 | $2,904-7.2% | $2,454+9.9% | $4,156-35.1% |
| Participant deferral / active EE | $6,899 | $4,726+46.0% | $4,088+68.8% | $6,407+7.7% |
| Admin fee / account holder | $4,167 | $8,403-50.4% | $7,189-42.0% | $12,270-66.0% |