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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,380 | $180,459-89.3% | $154,108-87.4% | $135,380-85.7% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -6.27% | 888.21%-894.5pp | 735.21%-741.5pp | 519.81%-526.1pp |
| Employer contribution / active EE | $5,086 | $6,035-15.7% | $5,298-4.0% | $4,779+6.4% |
| Participant deferral / active EE | $5,262 | $5,806-9.4% | $5,081+3.6% | $5,609-6.2% |
| Admin fee / account holder | $3,283 | $16,145-79.7% | $13,411-75.5% | $10,828-69.7% |