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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,971 | $77,472-27.8% | $100,415-44.3% | $80,959-30.9% |
| Participation rate | 93.8% | 76.9%+16.8pp | 81.5%+12.2pp | 67.7%+26.1pp |
| Annual return | 25.10% | 37.26%-12.2pp | 49.47%-24.4pp | 35.67%-10.6pp |
| Employer contribution / active EE | $0 | $2,800-100.0% | $3,943-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $16,710 | $6,818+145.1% | $8,091+106.5% | $4,300+288.6% |
| Admin fee / account holder | $6,515 | $5,885+10.7% | $7,906-17.6% | $6,925-5.9% |