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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,998 | $27,943-53.5% | $58,507-77.8% | $75,177-82.7% |
| Participation rate | 98.4% | 38.8%+59.6pp | 50.9%+47.6pp | 67.2%+31.2pp |
| Annual return | 16.01% | 44.22%-28.2pp | 4252.32%-4236.3pp | 160.75%-144.7pp |
| Employer contribution / active EE | $3,441 | $670+413.8% | $1,053+226.6% | $2,671+28.8% |
| Participant deferral / active EE | $1,871 | $1,202+55.7% | $1,922-2.7% | $4,126-54.7% |
| Admin fee / account holder | $1,278 | $1,727-26.0% | $2,486-48.6% | $5,651-77.4% |