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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,639 | $210,510-74.0% | $153,500-64.4% | $145,877-62.5% |
| Participation rate | 94.4% | 82.1%+12.3pp | 77.1%+17.3pp | 80.3%+14.1pp |
| Annual return | 11.11% | 13.45%-2.3pp | 15.70%-4.6pp | 551.28%-540.2pp |
| Employer contribution / active EE | $0 | $6,052-100.0% | $5,039-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $18,567 | $7,974+132.8% | $6,756+174.8% | $6,691+177.5% |
| Admin fee / account holder | $20,809 | $19,455+7.0% | $12,736+63.4% | $13,402+55.3% |