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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,137 | $185,883-92.9% | $170,043-92.3% | $139,466-90.6% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 26.55% | 60.54%-34.0pp | 53.40%-26.9pp | 373.66%-347.1pp |
| Employer contribution / active EE | $3,596 | $7,596-52.7% | $6,790-47.0% | $4,754-24.4% |
| Participant deferral / active EE | $2,468 | $11,626-78.8% | $10,410-76.3% | $6,712-63.2% |
| Admin fee / account holder | $919 | $15,393-94.0% | $12,824-92.8% | $11,409-91.9% |