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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 15 · EIN 84-0467907 | Recordkeeping | $353,781 |
Service code 27 100 SOUTH ASHLEY DR · TAMPA, FL 33602 | Advisory (Plan) | $42,641 |
WITHUMSMITH+BROWN, PC6 years Filed as: RUBIN BROWN LLP Service code 10 PO BOX 790379 · ST LOUIS, MO 63179 | Accounting | $18,700 |
CHARLES SCHWAB & CO., INC.3 years Service code 26 · EIN 94-1737782 | Advisory (Participants) | $43 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,891 | $2,703,213-96.2% | $165,100-37.7% | $200,096-48.6% |
| Participation rate | 42.4% | 78.4%-36.1pp | 78.6%-36.3pp | 72.0%-29.6pp |
| Annual return | 13.90% | 17.97%-4.1pp | 70.21%-56.3pp | 34.26%-20.4pp |
| Employer contribution / active EE | $1,319 | $2,973-55.6% | $4,348-69.7% | $3,038-56.6% |
| Participant deferral / active EE | $2,619 | $5,021-47.8% | $6,035-56.6% | $5,090-48.5% |
| Admin fee / account holder | $152 | $1,999-92.4% | $12,696-98.8% | $269-43.7% |