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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,772 | $208,088-0.2% | $186,193+11.6% | $154,746+34.3% |
| Participation rate | 85.7% | 80.0%+5.7pp | 77.1%+8.6pp | 80.7%+5.0pp |
| Annual return | 16.50% | 89.97%-73.5pp | 78.03%-61.5pp | 172.34%-155.8pp |
| Employer contribution / active EE | $0 | $4,340-100.0% | $3,918-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $8,364 | $7,078+18.2% | $6,513+28.4% | $6,730+24.3% |
| Admin fee / account holder | $13,302 | $11,698+13.7% | $11,058+20.3% | $14,365-7.4% |