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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,772 | $289,211-28.2% | $260,467-20.2% | $198,609+4.6% |
| Participation rate | 85.7% | 83.1%+2.6pp | 80.5%+5.3pp | 82.4%+3.3pp |
| Annual return | 16.50% | 112.90%-96.4pp | 100.60%-84.1pp | 202.70%-186.2pp |
| Employer contribution / active EE | $0 | $4,663-100.0% | $4,239-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $8,364 | $6,812+22.8% | $6,319+32.3% | $6,977+19.9% |
| Admin fee / account holder | $13,302 | $16,236-18.1% | $15,461-14.0% | $19,030-30.1% |