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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,772 | $180,749+15.0% | $160,784+29.2% | $137,256+51.4% |
| Participation rate | 85.7% | 80.0%+5.7pp | 77.0%+8.8pp | 80.0%+5.8pp |
| Annual return | 16.50% | 2234.46%-2218.0pp | 1803.92%-1787.4pp | 220.34%-203.8pp |
| Employer contribution / active EE | $0 | $4,155-100.0% | $3,733-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $8,364 | $6,844+22.2% | $6,293+32.9% | $6,407+30.5% |
| Admin fee / account holder | $13,302 | $10,397+27.9% | $9,717+36.9% | $12,270+8.4% |