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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,505 | $93,117-95.2% | $77,096-94.2% | $134,532-96.7% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -26.73% | 62.67%-89.4pp | 42.35%-69.1pp | 418.27%-445.0pp |
| Employer contribution / active EE | $2,744 | $3,420-19.8% | $2,814-2.5% | $4,741-42.1% |
| Participant deferral / active EE | $1,263 | $5,241-75.9% | $4,429-71.5% | $6,401-80.3% |
| Admin fee / account holder | $546 | $6,948-92.1% | $5,428-89.9% | $11,429-95.2% |