Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,632 | $91,511+180.4% | $130,070+97.3% | $75,184+241.3% |
| Participation rate | 93.8% | 71.5%+22.3pp | 78.5%+15.2pp | 67.2%+26.5pp |
| Annual return | 12.41% | -631.69%+644.1pp | -137.40%+149.8pp | 160.78%-148.4pp |
| Employer contribution / active EE | $2,626 | $2,845-7.7% | $4,322-39.2% | $2,671-1.7% |
| Participant deferral / active EE | $7,716 | $4,343+77.7% | $5,821+32.6% | $4,127+87.0% |
| Admin fee / account holder | $9,237 | $6,772+36.4% | $10,600-12.9% | $5,652+63.4% |