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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,026 | $175,259-83.4% | $149,723-80.6% | $139,487-79.2% |
| Participation rate | 87.5% | 83.4%+4.1pp | 78.8%+8.7pp | 80.3%+7.2pp |
| Annual return | 20.15% | 166.82%-146.7pp | 134.50%-114.4pp | 373.84%-353.7pp |
| Employer contribution / active EE | $4,352 | $5,478-20.6% | $4,821-9.7% | $4,755-8.5% |
| Participant deferral / active EE | $3,316 | $6,522-49.2% | $5,682-41.6% | $6,713-50.6% |
| Admin fee / account holder | $310 | $16,158-98.1% | $13,215-97.7% | $11,407-97.3% |