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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,872 | $39,028-36.3% | $80,741-69.2% | $85,847-71.0% |
| Participation rate | 32.0% | 41.6%-9.6pp | 54.2%-22.2pp | 69.3%-37.3pp |
| Annual return | 22.70% | 26.31%-3.6pp | 87.30%-64.6pp | 318.61%-295.9pp |
| Employer contribution / active EE | $841 | $722+16.4% | $1,160-27.5% | $2,565-67.2% |
| Participant deferral / active EE | $1,763 | $1,326+33.0% | $2,145-17.8% | $3,952-55.4% |
| Admin fee / account holder | $489 | $2,429-79.9% | $3,380-85.5% | $6,261-92.2% |