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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,531 | $27,936-37.2% | $58,561-70.1% | $75,173-76.7% |
| Participation rate | 46.9% | 38.8%+8.0pp | 50.9%-4.0pp | 67.2%-20.3pp |
| Annual return | 52.13% | 44.21%+7.9pp | 4251.33%-4199.2pp | 160.72%-108.6pp |
| Employer contribution / active EE | $764 | $670+14.1% | $1,053-27.5% | $2,671-71.4% |
| Participant deferral / active EE | $1,804 | $1,202+50.1% | $1,923-6.2% | $4,126-56.3% |
| Admin fee / account holder | $1,055 | $1,727-38.9% | $2,520-58.1% | $5,651-81.3% |