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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,586 | $185,883-19.5% | $170,043-12.0% | $139,466+7.3% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 14.82% | 60.54%-45.7pp | 53.40%-38.6pp | 373.66%-358.8pp |
| Employer contribution / active EE | $12,712 | $7,596+67.3% | $6,790+87.2% | $4,754+167.4% |
| Participant deferral / active EE | $12,184 | $11,626+4.8% | $10,410+17.0% | $6,712+81.5% |
| Admin fee / account holder | $1,898 | $15,393-87.7% | $12,824-85.2% | $11,409-83.4% |