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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,042 | $201,259-5.6% | $184,200+3.2% | $145,959+30.2% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 11.66% | 28.98%-17.3pp | 28.80%-17.1pp | 561.95%-550.3pp |
| Employer contribution / active EE | $20,894 | $7,018+197.7% | $6,424+225.3% | $4,661+348.3% |
| Participant deferral / active EE | $12,728 | $9,806+29.8% | $9,132+39.4% | $6,689+90.3% |
| Admin fee / account holder | $1,038 | $16,372-93.7% | $13,907-92.5% | $13,398-92.2% |