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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,042 | $201,370-5.6% | $184,256+3.1% | $145,897+30.3% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 11.66% | 29.05%-17.4pp | 28.85%-17.2pp | 552.29%-540.6pp |
| Employer contribution / active EE | $20,894 | $7,024+197.5% | $6,427+225.1% | $4,663+348.1% |
| Participant deferral / active EE | $12,728 | $9,808+29.8% | $9,133+39.4% | $6,689+90.3% |
| Admin fee / account holder | $1,038 | $16,364-93.7% | $13,899-92.5% | $13,390-92.2% |