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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,321 | $157,296-56.6% | $141,191-51.6% | $152,897-55.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 22.38% | 64.34%-42.0pp | 71.41%-49.0pp | 345.43%-323.1pp |
| Employer contribution / active EE | $40,667 | $5,262+672.8% | $4,736+758.7% | $4,764+753.7% |
| Participant deferral / active EE | $28,361 | $7,111+298.8% | $6,710+322.7% | $5,851+384.7% |
| Admin fee / account holder | $19,810 | $12,125+63.4% | $10,264+93.0% | $11,599+70.8% |