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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,450 | $176,794-94.1% | $146,647-92.9% | $167,553-93.8% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | -2.59% | 24.04%-26.6pp | 22.75%-25.3pp | 478.89%-481.5pp |
| Employer contribution / active EE | $2,714 | $5,161-47.4% | $4,137-34.4% | $4,840-43.9% |
| Participant deferral / active EE | $0 | $6,440-100.0% | $5,506-100.0% | $6,343-100.0% |
| Admin fee / account holder | $1,621 | $13,262-87.8% | $10,281-84.2% | $12,316-86.8% |