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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,553 | $150,446-86.3% | $136,297-84.9% | $147,585-86.1% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 21.81% | 1049.14%-1027.3pp | 5156.19%-5134.4pp | 578.58%-556.8pp |
| Employer contribution / active EE | $3,064 | $5,256-41.7% | $4,696-34.8% | $4,876-37.2% |
| Participant deferral / active EE | $3,312 | $6,631-50.0% | $6,247-47.0% | $5,439-39.1% |
| Admin fee / account holder | $1,237 | $10,906-88.7% | $9,244-86.6% | $10,886-88.6% |