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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,568 | $142,392-54.7% | $119,622-46.0% | $134,532-52.0% |
| Participation rate | 61.5% | 82.8%-21.3pp | 79.3%-17.7pp | 81.2%-19.7pp |
| Annual return | -10.08% | -12.46%+2.4pp | -14.98%+4.9pp | 418.27%-428.3pp |
| Employer contribution / active EE | $9,526 | $5,224+82.4% | $4,232+125.1% | $4,741+100.9% |
| Participant deferral / active EE | $2,894 | $6,467-55.3% | $5,601-48.3% | $6,401-54.8% |
| Admin fee / account holder | $31,615 | $13,593+132.6% | $10,328+206.1% | $11,429+176.6% |