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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,339 | $211,239-88.5% | $178,528-86.4% | $145,877-83.3% |
| Participation rate | 47.1% | 80.8%-33.7pp | 77.1%-30.0pp | 80.3%-33.2pp |
| Annual return | 11.80% | 30.22%-18.4pp | 27.11%-15.3pp | 551.28%-539.5pp |
| Employer contribution / active EE | $0 | $4,570-100.0% | $3,950-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $2,203 | $6,963-68.4% | $6,278-64.9% | $6,691-67.1% |
| Admin fee / account holder | $0 | $12,095-100.0% | $10,419-100.0% | $13,402-100.0% |