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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,950 | $105,200-76.3% | $159,474-84.4% | $85,847-70.9% |
| Participation rate | 88.7% | 75.8%+12.9pp | 82.8%+5.9pp | 69.3%+19.4pp |
| Annual return | 24.10% | 45.08%-21.0pp | 263.68%-239.6pp | 318.61%-294.5pp |
| Employer contribution / active EE | $3 | $3,319-99.9% | $4,831-99.9% | $2,565-99.9% |
| Participant deferral / active EE | $7,859 | $5,946+32.2% | $7,353+6.9% | $3,952+98.8% |
| Admin fee / account holder | $578 | $6,934-91.7% | $10,802-94.6% | $6,261-90.8% |