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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,677 | $223,823-30.9% | $211,142-26.7% | $154,7460% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 23.33% | 50.39%-27.1pp | 46.84%-23.5pp | 172.34%-149.0pp |
| Employer contribution / active EE | $5,983 | $6,787-11.8% | $6,442-7.1% | $4,379+36.6% |
| Participant deferral / active EE | $10,921 | $9,750+12.0% | $9,284+17.6% | $6,730+62.3% |
| Admin fee / account holder | $3,219 | $19,707-83.7% | $19,076-83.1% | $14,365-77.6% |