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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,202 | $202,440-35.7% | $169,390-23.1% | $139,466-6.6% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 23.94% | 532.36%-508.4pp | 406.07%-382.1pp | 373.66%-349.7pp |
| Employer contribution / active EE | $19,100 | $4,693+307.0% | $4,013+376.0% | $4,754+301.8% |
| Participant deferral / active EE | $19,100 | $6,940+175.2% | $6,222+207.0% | $6,712+184.6% |
| Admin fee / account holder | $446 | $10,722-95.8% | $9,015-95.1% | $11,409-96.1% |