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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,001 | $210,698-5.1% | $178,014+12.4% | $145,959+37.0% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 13.13% | 386.27%-373.1pp | 294.80%-281.7pp | 561.95%-548.8pp |
| Employer contribution / active EE | $26,354 | $4,567+477.0% | $3,950+567.2% | $4,661+465.4% |
| Participant deferral / active EE | $26,354 | $6,958+278.7% | $6,276+319.9% | $6,689+294.0% |
| Admin fee / account holder | $704 | $12,016-94.1% | $10,362-93.2% | $13,398-94.7% |