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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,813 | $176,105-89.3% | $159,474-88.2% | $167,536-88.8% |
| Participation rate | 88.9% | 85.0%+3.9pp | 82.8%+6.1pp | 82.1%+6.8pp |
| Annual return | 19.73% | 331.91%-312.2pp | 263.68%-244.0pp | 478.82%-459.1pp |
| Employer contribution / active EE | $3,297 | $5,299-37.8% | $4,831-31.7% | $4,839-31.9% |
| Participant deferral / active EE | $7,796 | $7,751+0.6% | $7,353+6.0% | $6,342+22.9% |
| Admin fee / account holder | $413 | $12,559-96.7% | $10,802-96.2% | $12,315-96.7% |